Baby Budget Tips: Hidden Costs, Benefits + FSA/HSA Savings | New Parents Savings Week 4

Having a baby comes with costs nobody warns you about, and benefits most parents never claim. In this class, The Krazy Coupon Lady and certified financial planner Lindsey Stanberry, founder of The Purse, break down the insurance deadline that can cost you thousands, the free services your plan already covers, how to use your FSA or HSA on baby essentials, and how to budget for the second wave of baby gear.

You’ll learn:
✅ Why your baby isn’t automatically added to your health insurance, and the deadline to do it
✅ Free benefits most parents miss: pump replacement parts, lactation consults, and car seat safety checks
✅ How to change your FSA midyear after your baby is born, and what you can buy with it
✅ The baby gear you’ll need in months 6 to 12, and what to buy used vs. new
✅ Budgeting tips from a CFP, including how to lower hospital bills and child care costs

🔗 Free resources:

– First-Year Cost Calculator: https://kcl-first-year-saving-suite.netlify.app/
– KCL’s Baby FSA/HSA Shopping List: https://bit.ly/fsahsa
– Lessons + full stacking guides on Teachable: https://thekrazycouponlady.teachable.com/p/new-parents-saving-sessions
– Join The Krazy Coupon Lady Baby Edition Facebook group: https://www.facebook.com/groups/1538090077560669
– Download the KCL app: https://krazy.go.link/kwwZf

Follow our guest:
Lindsey Stanberry, CFP®: thepurse.co | Instagram: @readthepurse

📺 Watch the full New Parent Savings series
Week 1: Couponing for Baby Essentials: https://youtu.be/fsXIE1jJov4
Week 2: Baby Registries + Where to Shop for Gear: https://youtu.be/muIXyqY5b9s
Week 3: How to Get FREE Baby Stuff: https://youtu.be/kMQNX5BA6BM
Week 4: Benefits, FSA/HSA + Your First-Year Budget: (you’re here!)
Full playlist: https://www.youtube.com/playlist?list=PLfkK0d3Ll2x4

#BabyBudget #NewParents #FSA #HSA #BabyOnABudget #Couponing #KrazyCouponLady